Jonah Bank Rates

At Jonah Bank we're proud to offer you competitive rates for our checking, savings and certificates of deposit accounts.

The Annual Percentage Yields (APY) rates are accurate as of February 1, 2023 (Rates subject to change). Fees could reduce the earnings on the account.

*    Daily balance is the amount of the principal in the account each day.
**  The interest rate and Annual Percentage Yield (APY) may change after account opening.
*** Penalty may be imposed for early withdrawal on Certificates of Deposit.

  • Saddle Up Savings Rates

    Minimum Opening Deposit of $100

    Account Balance Minimum daily balance to obtain APY* Interest Rate APY**
    $0 - $999 $0.01 0.60% 0.60%
    $1,000- $9,999 $1,000 0.80% 0.80%
    $10,000 - -$49,999 $10,000 1.00% 1.01%
    $50,000- $149,999 $50,000 1.20% 1.21%
    $150,000 + $150,000 1.40% 1.41%

  • Cowboy Up Money Market Rates

    Minimum Opening Deposit of $100

    Account Balance Minimum daily balance to obtain APY* Interest Rate APY**
    $0 - $999 $0.01 0.35% 0.35%
    $1,000- $9,999 $1,000 0.55% 0.55%
    $10,000 - -$49,999 $10,000 0.75% 0.75%
    $50,000- $149,999 $50,000 0.85% 0.85%
    $150,000 + $150,000 0.95% 0.95%

  • Personal Checking Rates

    Minimum Opening Deposit of $100

    Account Balance Minimum daily balance to obtain APY* Interest Rate APY**
    High Noon
    $0 - $999 $0.01 0.35% 0.35%
    $1,000- $9,999 $1,000 0.40% 0.40%
    $10,000 - -$49,999 $10,000 0.45% 0.45%
    $50,000- $149,999 $50,000 0.50% 0.50%
    $150,000 + $150,000 0.55% 0.55%
    Golden Rule
    $0 - $999 $0.01 0.35% 0.35%
    $1,000- $9,999 $1,000 0.40% 0.40%
    $10,000 - -$49,999 $10,000 0.45% 0.45%
    $50,000- $149,999 $50,000 0.50% 0.50%
    $150,000+ $150,000 0.55% 0.55%

  • CD Rates

    Watch your money grow!

    Jonah Bank has always taken pride in providing competitive rates on CDs. We offer a variety of terms to fit your time-frame and financial goals. Our CD’s offer the following:

    Minimum Opening Deposit of $500.

    Minimum daily* balance to obtain the APY is $500

    Time Period ** Interest Rate *** APY***
    3 Months 0.75% 0.75%
    6 Months 0.95% 0.95%
    9 Months 1.00% 1.01%
    12 Months 1.15% 1.16%
    18 Months 1.25% 1.26%
    2 Years 1.50% 1.51%
    3 Years 1.50% 1.51%
    4 Years 1.65% 1.66%
    5 Years 1.65% 1.66%

    *    Daily balance is the amount of the principal in the account each day.
    **  The interest rate and Annual Percentage Yield (APY) may change after account opening.
    ***  Penalty may be imposed for early withdrawal on Certificates of Deposit.

    For more information on our accounts please Contact Jonah Bank.