Personal Checking
Unlimited checking with perks
Whether you are looking for a basic checking account or you need additional services we offer several checking accounts to meet your needs. All Jonah Bank Checking Accounts come with:
- Free access to our Online, Mobile and Text Banking Platforms
- Free eStatements
- Free Bill Pay
- Free Visa® debit card
- Minimum Opening Deposit of $100
- Unlimited check writing
- Card Valet®
- Access to 32,000 Surcharge Free ATMs nationwide using the Money Pass® Network
Overview
Account Name Interest Bearing Min. Daily Balance Required to Avoid Service Charge Opening Deposit Monthly Service Charge Open Range N/A
$100
$5
High Noon *
Minimum daily balance of $1,000 (or $3,000 between Checking & Savings*)
$100
$10
Golden Rule *
$0.00
$100
$0
Open Range Checking
Our most popular checking account offers you all the basics with unlimited check writing and no minimum balance.
High Noon Checking
Get more than just your basic checking. With this interest-bearing checking account, your rate is tiered to benefit you more as your account balance increases.
- Minimum daily balance of $1,000 (or $3,000 between High Noon Checking and a Personal Savings combined)
- Monthly service fee of $10 if minimum daily balance is not maintained
- Interest bearing (rate increases with account balance)
- Free Cashier's Checks
- Free access to our Online, Mobile and Text Banking Platforms
- Free eStatements
- Free Bill Pay
- Free Visa® debit card
- Unlimited check writing
- Card Valet®
Golden Rule Checking
Designed for our customer, age 50 or better who will appreciate the numerous benefits offered.
- No minimum balance required
- Interest bearing (rate increases with account balance)
- Free Cashier's Checks
- Free access to our Online, Mobile and Text Banking Platforms
- Free eStatements
- Free Bill Pay
- Free Visa® debit card
- Minimum Opening Deposit of $100
- Unlimited check writing
- Card Valet®
For more information on our checking accounts please Contact Jonah Bank.
Savings
Let us help you with all your savings goals
Saving can be hard, that’s why Jonah Bank is here to help you save for that next big event in your life.
Overview
Account Name Interest Bearing Min. Bal. Required to Avoid Service Charge Opening Deposit Monthly Service Charge Number of Withdrawals Allowed Per Month Saddle Up • $100 $100 $2 * 6, $2/withdrawal after 6 Cowboy Up • $1,000 $100 $10 * 6, $5/withdrawal after 6 Saddle Up Account
Our regular savings account is perfect for those wishing to save while earning interest. The higher your balance, the more you earn.
- Minimum daily balance of $100
- Service fee of $2 per month if minimum balance is not maintained
- An excessive debit fee of $2.00 will be charged for each item that exceeds six (6) per statement cycle.
- Interest bearing (rate increases with account balance)
- Service fee is waived for minors under the age of 18
- Free access to our Online, Mobile and Text Banking Platforms
- Free eStatements
- Minimum opening deposit of $100
Cowboy Up Money Market Account
The money market account is interest bearing and offers “limited” check writing to give you more access to your funds.
- Minimum daily balance of $1,000
- Service fee of $10 per month if minimum balance is not maintained.
- An excessive debit fee of $5.00 will be charged for each item that exceeds six (6) per statement cycle.
- Interest bearing (rate increases with the account balance)
- Free access to our Online, Mobile and Text Banking Platforms
- Free eStatements
- Minimum opening deposit of $100
For more information about our accounts please Contact Jonah Bank.
Certificate of Deposit
Jonah Bank has always taken pride in providing competitive rates on CDs. We offer a variety of terms to fit your time-frame and financial goals. Our CD's offer the following:
- Interest Compounds Daily
- Interest Begins Accruing Day of Deposit
- Minimum Opening Deposit is $500
- FDIC Insured
Early withdrawal penalty:
- Terms 1 year or less = 2 months of interest on amount withdrawn
- Terms greater than 1 year = 4 months of interest on amount withdrawn
Terms Available:
- 3 months
- 6 months
- 9 months
- 12 months
- 18 months
- 2 Years
- 3 Years
- 4 Years
- 5 Years
For more information please contact Jonah Bank , and for a complete listing of our CD rates and terms please visit our Rates page.