Personal BankingThe right checking and savings accounts to meet your unique needs

Personal Checking

Unlimited checking with perks

Whether you are looking for a basic checking account or you need additional services we offer several checking accounts to meet your needs. All Jonah Bank Checking Accounts come with:

  • Free access to our Online, Mobile and Text Banking Platforms
  • Free eStatements
  • Free Bill Pay
  • Free Visa® debit card
  • Minimum Opening Deposit of $100
  • Unlimited check writing
  • Card Valet®
  • Access to 32,000 Surcharge Free ATMs nationwide using the Money Pass® Network
  • Overview

    Account Name Interest Bearing Min. Daily Balance Required to Avoid Service Charge Opening Deposit Monthly Service Charge
    Open Range  

    N/A

    $100

    $5

    High Noon

    *

    Minimum daily balance of $1,000 (or $3,000 between Checking & Savings*)

    $100

    $10

    Golden Rule

    *

    $0.00

    $100

    $0

  • Open Range Checking

    Our most popular checking account offers you all the basics with unlimited check writing and no minimum balance.

    • Free access to our Online, Mobile and Text Banking Platforms
    • Free eStatements
    • Free Bill Pay
    • Free Visa® debit card
    • Minimum Opening Deposit of $100
    • Service fee of $5 per month
    • Unlimited check writing
    • Card Valet®
  • High Noon Checking

    Get more than just your basic checking. With this interest-bearing checking account, your rate is tiered to benefit you more as your account balance increases.

    • Minimum daily balance of $1,000 (or $3,000 between High Noon Checking and a Personal Savings combined)
    • Monthly service fee of $10 if minimum daily balance is not maintained
    • Interest bearing (rate increases with account balance)
    • Free Cashier's Checks
    • Free access to our Online, Mobile and Text Banking Platforms
    • Free eStatements
    • Free Bill Pay
    • Free Visa® debit card
    • Unlimited check writing
    • Card Valet®
  • Golden Rule Checking

    Designed for our customer, age 50 or better who will appreciate the numerous benefits offered.

    • No minimum balance required
    • Interest bearing (rate increases with account balance)
    • Free Cashier's Checks
    • Free access to our Online, Mobile and Text Banking Platforms
    • Free eStatements
    • Free Bill Pay
    • Free Visa® debit card
    • Minimum Opening Deposit of $100
    • Unlimited check writing
    • Card Valet®

    Our rates

    For more information on our checking accounts please Contact Jonah Bank.

 

Savings

Let us help you with all your savings goals

Saving can be hard, that’s why Jonah Bank is here to help you save for that next big event in your life.

  • Free access to our Online, Mobile and Text Banking Platforms
  • Free eStatements
  • Minimum opening deposit of $100
  • Overview

    Account Name Interest Bearing Min. Bal. Required to Avoid Service Charge Opening Deposit Monthly Service Charge Number of Withdrawals Allowed Per Month
    Saddle Up $100 $100 $2 * 6, $2/withdrawal after 6
    Cowboy Up $100 $100 $10 * 6, $5/withdrawal after 6
  • Saddle Up Account

    Our regular savings account is perfect for those wishing to save while earning interest. The higher your balance, the more you earn.

    • Minimum daily balance of $100
    • Service fee of $2 per month if minimum balance is not maintained
    • Account is allowed 6 withdrawals per statement cycle. Each withdrawal over 6 will be assessed a $2 fee.
    • Interest bearing (rate increases with account balance)
    • Service fee is waived for minors under the age of 18
    • Free access to our Online, Mobile and Text Banking Platforms
    • Free eStatements
    • Minimum opening deposit of $100
  • Cowboy Up Money Market Account

    The money market account is interest bearing and offers “limited” check writing to give you more access to your funds.

    • Minimum daily balance of $100
    • Service fee of $10 per month if minimum balance is not maintained.
    • Account is allowed 6 withdrawals per statement cycle. Each withdrawal over 6 (including checks) will be assessed a $5 fee.
    • Interest bearing (rate increases with the account balance)
    • Free access to our Online, Mobile and Text Banking Platforms
    • Free eStatements
    • Minimum opening deposit of $100

    Our rates

    For more information about our accounts please Contact Jonah Bank.

 

Certificate of Deposit

Jonah Bank has always taken pride in providing competitive rates on CDs. We offer a variety of terms to fit your time-frame and financial goals. Our CD's offer the following:

  • Interest Compounds Daily
  • Interest Begins Accruing Day of Deposit
  • Minimum Opening Deposit is $500
  • FDIC Insured

    Early withdrawal penalty:

    • Terms 1 year or less = 2 months of interest on amount withdrawn
    • Terms greater than 1 year = 4 months of interest on amount withdrawn

Terms Available:

  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 18 months
  • 2 Years
  • 3 Years
  • 4 Years
  • 5 Years

For more information please contact Jonah Bank , and for a complete listing of our CD rates and terms please visit our Rates page.

Our Rates