

Financial Literacy Made Fun
As a financial institution heavily involved in the communities we serve, Jonah Bank plays an integral role in providing information and education to our youth about financial literacy.
Financial literacy or knowing how to spend and save money is an important part of learning how to be a responsible adult. The sooner you learn how to create a budget and save money, the more money you may have to spend on things you want or items you will need in the future. Printable worksheets and interactive tools can set you on the right path to budgeting while making smart consumer choices and being practical with your money can help you save.
Creating a Budget
Learning how to manage your money can play a big role in saving as much money as you can. Creating a budget will help you set limits and teach you how to spend within those limits, so you can get the most out of your money. Before you can responsibly plan how your money is spent, you’ll need to learn what a budget is. Below are some resources that explain budgets for every age group. You’ll even find worksheets and other printable documents that can help you plan out your particular finances.
- Marvel’s Avengers Saving the Day: Join the Avengers in this exciting educational comic about saving money and saving the day, featuring a budgeting worksheet, finance terms and more.
- Counting Money Worksheets and Lessons: These printable worksheets and play money graphics help very young children learn the value of money.
- Hands on Banking 4.0 for Kids: These interactive lessons about budgeting, savings, and credit are perfect for small children who are just learning about money.
- What is Debt?: Treasury Direct Kids explains what debt is to young children.
- Federal Reserve Kids Page: The Federal Reserve offers a number of activities for children to help them learn about money and banking. Games and simulations are grouped by grades.
- Road Trip to Saving and Other Games: The Independent Community Banks of America (ICBA) page has many fun games for kids to learn how to save.
Saving Strategies
There are many easy ways you can save money. They all, however, begin with a good understanding of the value of money and smart financial habits. Below are several articles and interactive tools that will help you learn how to save so you can stretch your dollars and have more money to spend later. Saving strategies are included for all age groups.
- How to Save for Something Big: Kidzworld offers tips on how to save for an item.
- Ten Sneaky Saving Strategies: Written for the college-age kid, these strategies can help young adults save money quickly and easily. After a while, these strategies can become second nature, and savings can increase exponentially with little effort.
- Money As You Grow: These tips are separated by age and emphasize saving techniques.
- How Money Smart Are You? Is a suite of 14 games and related resources about everyday financial topics. It’s based on FDIC’s award-winning Money Smart Program.
Games
One of the easiest ways to learn about money is to play games that were created with financial responsibility in mind. There are a number of free games and online tools available that can help you learn how to budget, save, and spend in interactive environments without having to lose any money yourself. Some of these tools are based in reality and can give you an idea of what kind of money is involved in maintaining your present lifestyle or the one you want to have in the future. There are even games designed to help you learn how to identify fraud so you can protect the money you earn throughout the course of your lifetime.
- For Me, For You, For Later: Sesame Street offers these fun, interactive videos to help teach young children about the value of spending and saving money.
- Learn to Count Money: Designed for children in grades 3-5, this money-counting game teaches students how to use coins and bills.
- Financial Entertainment: These games teach financial independence and responsibility.
- The Pay Off: In The Pay Off game play the role of Alex or Jess, two up-and-coming video bloggers who are preparing for a life-changing video competition while managing their finances and handling unexpected events. In the immersive game, developed by Visa®, help Alex and Jess make smart financial decisions within the tight three-day deadline and complete their video for the competition.
- OnGuard Online Kids
- Phish or No Phish: Can you outsmart the phishing scammers?