Travel Safety Tips

Jonah Bank and ICBA Offer

10 Tips for Safe Travel

While you are making travel plans, Jonah Bank of Wyoming and the Independent Community Bankers of America (ICBA) would like to share some travel planning tips to minimize unwanted surprises during travel to maximize enjoyment when venturing away from home.

Planning for the unexpected, including trip delays, lost or damaged merchandise, and last-minute expenditures, can lessen the financial impact and increase peace of mind when traveling domestic or abroad. Should you encounter an unforeseen expense while away or need financial assistance during your travels, call Jonah Bank, and our expert staff can offer support to ease your load.

Jonah Bank and ICBA urge you to consider these 10 tips before departing on your next trip:

1. Inform your community bank of your travel plans to avoid account holds or transaction rejections when unusual transactions are presented for processing.
2. Ensure you have a chip-enabled card or contactless card, particularly if your travel plans take you overseas where chip technology may be a prerequisite for card acceptance.
3. Carry multiple cards as a backup. Families or couples may get even greater backup coverage if each person takes a different card.
4. Create transaction alerts for credit and debit cards. If you suspect your information has been compromised, contact your bank and credit card provider immediately. For information about what to do in the event of a lost or stolen card, visit the Visa and Mastercard websites.
5. Inquire about special card features like travel accident insurance and traveler’s assistance.
6. Choose an ATM or bank for currency purchases for fewer fees and an exact conversion rate.
7. Check card readers for signs of tampering. When in doubt, choose another terminal.
8. Lock away valuables such as passports, backup credit cards, financial information, and cash.
9. Use social media with care. Posting your pictures or whereabouts during travel could leave you susceptible to home invaders.
10. Monitor charge activity. Review purchases and ATM withdrawals with your bank and credit card companies when you return home and save your receipts.